OK, SoFi, What’s This All About?

Not only can you now check balances and toggle credit cards on and off, but you can apply for a home loan, manage personal assets, track your budget, and consolidate student debts. All on your phone. All this makes up the $300 billion financial technology industry. Last year, a new layer in the movement gained traction: A growing number of app-based services give people earlier — even daily �